Fire  and Allied Perils  –    protects  individual  homeowners, building owners,   and  tenants    against  loss  of  or damage  to  property against  fire and lightning. Coverage can also be extended to include  protection  against  the  following  perils:

  • Earthquake
  • Flood
  • Typhoon
  • Eruption, tidal wave and  tsunami
  • Riot, strike and malicious  damage
  • Broad water  damage
  • Sprinkler and  related  fire  fighting  apparatus  leakage
  • Landslide & subsistence
  • Spontaneous combustion
  • Civil Commotion
  • Burglary & robbery
  • Mechanical or  electrical derangement